Mortgages

If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

Home insurance is a general term used to describe two very different types of insurance – buildings insurance for permanent fixtures and fittings, like kitchens and bathrooms and contents insurance for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets

Whether you are a first time buyer, moving house or looking at saving money on your current mortgage, we are here to help you. Contact us for a chat with no obligation.

We can search through a range of policies to find the one that suits you best from our extensive list of insurers.

Your home may be repossessed if you do not keep up repayments on your mortgage!

FR Associates is a trading style of Nigel J S Farrar and is an Appointed Representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service ( https://www.financial-ombudsman.org.uk/consumer/complaints.htm ).

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0845 051 9428
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FR Associates
7 Eaton Close
Sandbach
Chesire
CW11 1HS